How to save money on traveling with less known credit card allowances


The elite status in companies renting hotel and cars can bring many benefits, from free breakfast to improved vehicles.

But achieving these lofty levels is a section for an average traveler. Or maybe it?

The improved status of loyalty and other travel benefits have some credit cards, and many of these benefits advertise the banks that issue them.

But some benefits are less advertised. They can be found by going directly to the credit company itself.

Find your card

In this report, we gain access to benefits of two companies from credit cards: MasterCard AND Visa.

If you have a credit card from each company, look at the card to see if you have one of them:

  • MasterCard: Standard or Gold Mastercard, Mastercard Platinum or Titanium, Mastercard World, Mastercard World Elite
  • Visa: Visa Classic, Visa Gold, Visa Platinum, Visa Signature, Visa Infinite

The benefits and conditions of the card differ depending on the country, but here are some that CNBC Travel is available in Asia and the Pacific.

Party at the basic level

Visa classic card holders can get a 20% discount on participating restaurants as part of the “Dine and Save” program, but these and other discounts with airlines and travel porters are often well published.

Pearls at the highest level

Mastercard World Elite card holders may not know that high -quality “titanium” status in Gha DiscoveryThe highest level of the global loyalty program of the hotel hotel. The alliance includes 45 hotel brands, including Capella, Parkroyal and Mr. Pacific Hotels and Resorts.

Meanwhile, owners of Mastercard World card can obtain the status of “platinum” in Gha Discovery, the second highest level.

Usually, qualifications for titanium status require a traveler to stop 30 nights or spend USD 15,000 or stay in three different brands in a calendar year. This level admits the members of the “double improvement” in the rooms, free breakfast and up to 7% in the “currency of the prizes”, which can be applied to future stays.

Similarly, Visa Signature and Visa Infinite Card, they can book hotels in Hotel collection Visa Luxurywhich are equipped with dining loans of USD 25, late cash registers and automatic room improvements, if available, in over 900 luxury hotels around the world. Brands in the collection are Mandarins Oriental, Park Hyatt, Shangri-la and Six Senses Hotels.

Is there any catch?

It depends. CNBC stated that the conditions related to some offers may be restrictive.

For example, some offers should be reserved using a specific target page or dated dates. Some “free” offers require a paid customer before “free” benefits are transferred.

In the case of elite membership status programs after certain periods; Then card holders must require normal routes. For example, enrolling in the GHA Discovery program begins in the year in which you sign up, and then lasts one more calendar year.

Awareness

Having these benefits is great, but if the release of banks do not push them, are they used?

Asked, Mastercard told CNBC that “honest percentage of card holders is aware of the benefits of the card, consider them important and are happy to use them.”

The network of credit cards also said that its highest quality Elite card holders who are wealthy will use benefits more often than other card holders.

Adeline Kim, Visa Country manager in Singapore and Brunei, said that discounts on booking reservations in Klook, the travel reservation platform were “effectively used”. KLOOK discounts are usually well advertised and can be found on websites for DBS, HSBC and Citibank Singapore.

“Compared to similar travel platforms, cards on Klook are doubled and we see almost four times lower transactions,” she said.

She also called another profit popular among card holders. Visa Infinite Cards in Singapore enjoy golf discounts at Sentosa Golf Club and Tanah Merah Country Club on weekdays, excluding holidays. “It is 100% used,” said Kim.



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