Like many costs these days, streaming costs are rising. Netflix recently published a Raising prices That, like someone who is yet to watch Sikid Game Seasons 2, have no choice but to wheel. But the last thing I want to do is lose money on subscriptions I don't use.
In a CNET researchAlmost half (48%) of respondents said they had forgotten to cancel a subscription, such as streaming service, gym membership or grocery service. As a result, they pay an average of 91 USD per month for things they don't need or want.
Fortunately, an application for budgeting Rocket money It can help you find unwanted subscriptions and cancel them for you. I tried it out, and how much did I save me my mind.
9.4
Rocket money
How
- Affordable
- Easy to use
- Save goals
- Credit score and net -value for tracking
- BE NEGOTIATION SERVICES AND CANNOT BE
I don't want
- The free version is limited
- There are no features for play -off planning
- There are no investment tools
- Account negotiation fees
How rocket money saved me $ 400 plus in 15 minutes
Rocket money is a Budgeting application It follows your income and cost, helping you set savings goals and track all your subscriptions in one place, whether you use the free or paid version. It is also my choice for The best mint replacement application And recently won Award for CNET Editors Selection. The paid version of Rocket Money – which costs $ 6 to $ 12 a month – can also find and cancel some subscriptions to you.
You can try this service by navigating the tab that is repeated on the application menu. SeeEe see subscriptions coming in the next seven days, those who come later and how much you spend on these subscriptions in a year.
The first thing I noticed was that my subscription to the HGTV magazine, which costs $ 50 a year, was ready for recovery in four days. Given the huge pile of back problems I have accumulated, but I have not yet read it, the cancellation of this subscription was unwise.
The rocket money gave me two options: the application can cancel this subscription to me, or I could call the number they gave to cancel it alone.
I chose to get them to do it for me. The app requested some basic information – including my name, refund and reason I wanted to cancel it – and then confirmed that they work on it.
The process was pretty painless, but I have a complaint. I didn't know until I submitted my query request that it could take two to seven days for rocket money to complete the cancellation – I found out from the jumping confirmation I received after submission. Fortunately, I was able to respond quickly to the e-mail confirmation rocket, and I received a few minutes from the customer support representative, who said they would quickly follow my cancellation. The next working day, my subscription was canceled.
I was wrapped. What else did I spend money without understanding? I looked at my other subscriptions and identified a few more I needed:
- Instant Ink HP: $ 4.34 a month (I don't have it anymore)
- Digujork Times Digital: $ 4 a month (the number of free articles I receive is usually enough for me)
- Journalournal Wall Street: $ 4 a month (just like above)
- Pandora: $ 10 a month (Recent transfer to Amazon Premier Unlimited made this service unnecessary)
- Spotify: $ 10 a month (just like above)
I admit that I barely noticed these small quantities when they hit my bank account every month. I grouped them under “various” in my budget and I never thought about them because that category tends to stay within my spending goals. But looking at all grouped together, it was easy to see how fast they could drain my budget.
By giving up these subscriptions, I saved $ 32.32 a month, advancing, for total annual savings of $ 387.84. Add it to the savings of my subscription to HGTV magazine, and it's an additional $ 437.81 in your pocket annually.
What is nice is that, although I installed the application just a few months ago, the rocket money was withdrawn in subscriptions from past years, allowing me to catch those who were coming, though I didn't pay for them from installing the application.
Overall, looking at my subscriptions and the money money canceled six of them took me about 15 minutes. Not bad to get savings over $ 400.
Do the rocket money cancel subscriptions for free?
The free version of Rocket Money just shows you your subscriptions – it won't give up on you. To access this service, you will have to pay $ 6 to $ 12 a month for the paid version. You choose your amount and enjoy the same features as much as you pay.
Since I already have a Rocket Premium, this was not a problem for me. But if you do not want to pay extra for the practicality to have a rocket to cancel your subscriptions for you, you can use the free version just as easily to identify your subscriptions and then cancel them yourself.
You can also try using a rocket Negotiation Service for BillWhat can help reduce your monthly expenses, but you will pay 30% to 60% of your first year savings if it is able to save you money.
Other ways to avoid overwhelming subscriptions
I used rocket money to reduce subscription costs because it is the budgeting application I use and would save more minutes, especially if it costs me anything extra. But you can cancel your subscriptions yourself if you don't mind calling customer service or login to your online account.
These tips can also help you increase your savings:
- Note the recovery dates. Whenever you apply for a new service, notice when to be renewed. Then, set a reminder on your calendar for a week before, so you can decide whether it is worth restoring and giving up if not. If you sign up for a free trial, Use a virtual card to give up a breeze.
- Regularly review your budget. Walking over yours Budget Weekly you can help you notice the subscription charges that have already hit your account and cancel them before they cost you more. But don't just look at the look – look at every transaction, even the small ones. I was generally careful about spending, but I didn't always do that line to evaluate if every expense is really worth it.
- Rotate streaming services. You can see so many content in a month. One of the easiest ways I found to reduce subscription costs is to subscribe to one streaming service simultaneously. For example, when one of the shows I love missed your new season HBO is the maximumI canceled my Subscription to Netflix and registered in a month Max. I looked at everything I was interested in Max before the month was over, then I canceled it and moved to another service.
- Use complementary subscriptions. Some subscriptions give you free access to other services. For example, Walmart Plus Members get free Paramount plus subscription. Amazon Prime membership Comes with Perks as a free music subscription to Amazon and free year on Grubhub Plus. Take a look at existing subscriptions to see if they offer free tip from which you can use them.
- Visit your local library. Many library systems offer free access to things like newspapers, magazines and more. Check your local library to see what you can enjoy for free.
- Threatens to cancel. Sometimes, you can achieve a discount by calling customer service and saying you want to cancel the subscription. It won't always work, but it can't hurt to try.
More ways to save on subscriptions
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