The central class of India is broken and how to break cycle: To solve the CACal guidance financial struggles


India's middle class faces a severe financial reality. Living costs – Homes, Education & Health Services – override the stability. Limited access to quality public services further strain more house budget, many families put a large number of families in an eternal financial boundary.

The Challenges of the Challenges, the Chartered Accountant Nitin Kuicanic is trapped in many central classmates, and how is the more important, the more important as the more important, Ku Taikikic.

“The middle class is not just to be decent only before it is to get the key issues and solutions to” fighting financial struggles in every time: ”

“1️⃣ Retirement? Not prepared mostly
EPF and PPF seem like good options, eroding the savings. ₹ 1 CR 1 is no more value in 30 years.
Ex correcting: Start the zip of mutual funds. 20-30x Annual Expenditure for 20-30x for a safe retirement

2º Education Cost is a silent killer
School and college fees remain rapidly higher than salaries. When a child arrives at school, the costs may double.
Flight Rectify: Educational Fund Home – PPF, Success, Success (for daughters) or share investment can help to stay ahead.

3️⃣ One medical emergency can destroy you
When medical bills are attacked ₹ 10l +, the health insurance provided by the employer may not be sufficient.
Flight Rectify: For financial safety, bought a health insurance plan, “buy a serious illness cover for financial security,” Kaushik warned.

“The real bomb: Many middle-class families worked hard, but is stuck in this cycle,” he concluded.

The systematically restricts the systematic problems such as bureaucracy and poor infrastructure, beyond personal financial struggles. The middle class families often stuck among the daily costs and secure their future among their future, creating a cycle of difficult financial stress.



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